SR22

Need SR22 insurance quickly and affordably?

The Car Insurance Guy makes it easy to get state-approved SR22 coverage fast. We help high-risk drivers across Florida, Illinois, Texas, California, Missouri, Arizona, Nevada, Virginia, and South Carolina file their SR22 with confidence and speed.

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Electronic Filing Available

Trusted by Drivers for Over 10 Years

What Is SR22 Insurance?

SR22 insurance isn’t a type of insurance policy—it’s a certificate that proves you’re carrying your state’s minimum required liability coverage. It’s typically required for drivers with:

  • DUI or DWI convictions
  • Driving without insurance
  • Repeated traffic violations
  • License suspension or revocation

How It Works: SR22 Filing Made Simple

  1. Get a Quote 
    We shop top-rated insurance providers to find you the best rate.
  2. Buy Your Policy 
    Once you choose your plan, we handle the SR22 filing for you—often the same day.
  3. Get Proof Fast 
    You’ll receive official proof via email or mail, usually within hours.

Do You Need SR22 Insurance?

If your state’s DMV or a court has required it, you must maintain active SR22 coverage to legally drive. Don’t own a vehicle? No problem. We also offer non-owner SR22 insurance for drivers who need to stay compliant without owning a car.

SR22 Insurance FAQ

Usually 3 years, though some states may require longer.

Your insurer notifies the state, which can result in license suspension.

Yes, non-owner SR22 policies are available.

The form fee is around $15–$50, but overall costs vary by state and driving history.

Used in Florida and Virginia, FR44 requires higher coverage limits than SR22.

Yes—but your new insurer must file the SR22 before the old policy ends.

No. SR22 only certifies liability coverage. Ask us about adding full coverage.

No. Some states like NY, DE, KY, NC, NM, and OK do not.

Most SR22s are filed electronically and confirmed same-day.

Yes—you must maintain it for the full required time, regardless of relocation.

Why Choose The Car Insurance Guy?

Veteran-Owned & Operated

Same-Day Electronic SR22 Filing

Affordable Coverage Across 9+ States

Real Support from Real Agents

Over 10 Years Serving High-Risk Drivers

Ready to Get Back on the Road?

Let’s get your SR22 filed and your coverage started today.

Click below to get a fast, free quote—no obligation.

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(844) 438-7722