Motorcycle

Motorcycle Insurance in Florida

Coverage for the Open Road, Backed by The Car Insurance Guy

Whether you ride a sport bike in California, a cruiser in Texas, or a touring bike across Florida’s coast, your motorcycle deserves protection just like your car. At The Car Insurance Guy, we help you get fast, affordable motorcycle insurance so you can ride confidently—without overpaying.

Low monthly rates

Liability + full coverage options

Discounts for safety courses, multiple bikes & more

Why You Need Motorcycle Insurance in Florida

Motorcycle insurance isn’t just a smart move—it’s required by law. Florida has unique rules around motorcycle coverage, especially when it comes to bodily injury liability and helmet use.

Here’s why motorcycle insurance is essential:

Covers medical costs and property damage if you’re in an accident
Protects your bike from theft, vandalism, or weather damage (if you add comprehensive)
Keeps you legal on the road, avoiding fines or license suspension
Protects YOU, even if the other driver doesn’t have insurance

What Does Motorcycle Insurance Cover?

Motorcycle policies can be customized to your ride, lifestyle, and risk level. We’ll help you find the right balance of coverage and cost. Typical coverages include:

Liability Insurance – Covers bodily injury and property damage you cause to others
Collision – Covers damage to your motorcycle in an at-fault accident
Comprehensive – Covers theft, fire, vandalism, and weather-related damage
Uninsured/Underinsured Motorist – Covers you if the other driver doesn’t have enough insurance
Medical Payments (MedPay) – Helps pay medical bills for you and your passenger
Roadside Assistance – Optional add-on for towing, fuel delivery, and emergency help

Got questions? Talk to The Car Insurance Guy today to find out what coverage fits your ride.