FR44 Insurance in Jacksonville, Miami & Tampa, FL
High-Risk Coverage Made Simple with The Car Insurance Guy
Need FR44 insurance in Florida? Whether you’re in Florida or Virginia, The Car Insurance Guy makes the process fast, easy, and affordable—without the confusion or runaround.
What Is FR44 Insurance?
FR44 isn’t a special kind of car insurance—it’s an endorsement added to your auto policy when required by the state after a DUI or serious driving offense. It proves you carry higher liability limits than standard coverage—usually a requirement to reinstate your driver’s license.
Here’s how it works:
- Get FR44 coverage
- We file the FR44 certificate with the DMV
- You maintain it for the required time (typically 3 years)
Owner vs. NonOwner FR44: Which One Do You Need?
- Owner FR44: You own or finance a vehicle
- NonOwner FR44: You don’t own a car but still need to meet state requirements
Not sure which one’s right for you?
Talk to The Car Insurance Guy today, and we’ll help you figure it out fast.
Real Savings. Real Support.
Some drivers assume they need an owner policy—but you may qualify for a non-owner FR44, which could save you $3,000+ per year. We partner with trusted insurance companies that offer:
- Flexible monthly or term payment plans
- Same-day FR44 filings with the Florida DMV
- Affordable coverage tailored to your situation
Don’t overpay. Talk to The Car Insurance Guy today to find out what you really need.
We Make FR44 Insurance Easy
Getting hit with an FR44 requirement might feel overwhelming—but it doesn’t have to be. We’ve helped thousands of drivers get back on the road legally, affordably, and without the headache.